Extreme Heat and Community Resilience Program Round 2
🏛 Governor’s Office of Land Use and Climate Innovation (California)
✓ Free, no account · Source: California Grants Portal · Last verified Oct 7, 2026
Can you apply?
This grant is for California nonprofits providing free financial education and coaching to unbanked and underbanked consumers.
Eligible organizations offer classroom or web-based financial education, individualized financial coaching, or financial products/services to help consumers establish credit, save money, or reduce debt. Projects must promote economic security and follow CFPB principles of effective financial education.
Applicants must be California-based nonprofits able to submit quarterly reports and annual reports documenting program outcomes. Subcontracting is allowed, but redistributing grant funds to other nonprofits is prohibited.
Administrative costs cannot exceed 15 percent of the grant award. Financial incentives to participants (stipends, gift cards, savings matches) are not permitted.
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Program description
Early Infrastructure Projects fund heat-related infrastructure planning and a demonstration project that tests proposed approaches. Awards range from $750,000 to $1.2 million. Advanced Infrastructure Projects fund the implementation of heat-related infrastructure projects that have been identified through prior planning efforts and determined to be feasible. Awards range from $3 million to $4.5 million. Applications must include a Lead Applicant and at least one Co-Applicant. Eligible Lead Applicants and Co-Applicants include Local and Regional Public Entities, Community-Based Organizations (CBOs), Public Higher Academic Institutions, California Native American Tribes, and Coalitions. How do you apply? • Step 1: Submit a Pre-Application Interest Form via Submittable. Window 1 opens on June 16, 2026, and closes on July 21 at 2:00 PM PST. Technical Assistance requests are only accepted during Window 1. Window 2 opens on July 1, 2026, and closes on August 11 at 2:00 PM PST. • Step 2: Submit the Full Application Form via Submittable. The Full Application Form is only available to applicants who have completed a Pre-Application Interest Form. The Full Application Form must be submitted by October 13, 2026, at 2:00 PM PST. What are the funding priorities? The Extreme Heat Program will direct at least 40% of its funding to projects with meaningful and direct benefits for Disadvantaged Communities (DACs) or Vulnerable Populations. Of that 40%, a minimum of 10% must support Severely Disadvantaged Communities (SDACs).
Who can apply
Eligible applicants
- 501(c)(3) Public Charity
- Individuals
- Nonprofits
- Public Authority
- Small Business (SBA-defined)
- Tribal Nation
Demographic focus
How to apply
Application links
Key dates & requirements
Required documents
- Application form or proposal narrative
- Detailed project budget and budget narrative
- Scope of work describing activities and expected outcomes
- Subcontract agreements (if applicable)
- Evidence of California nonprofit status
- Organization capacity and staff qualifications documentation
Program contact
- 📧 Extreme.Heat@lci.ca.gov
- 📞 1-916-322-2318
Funding track record
Past applications & awards under this program (California Grants Portal) — how competitive it is.
By fiscal year
| Fiscal year | Applications | Awarded | Award rate |
|---|---|---|---|
| 2026-2027 | 7 | — | 0% |
Source: California Grants Portal
FAQ
Who is eligible to apply for CalMoneySmart funding?
California nonprofits providing free financial education or coaching to unbanked and underbanked populations. For-profits and organizations planning to distribute funds as sub-grants are not eligible.
What activities can grant funds support?
Free classroom or web-based financial education, individualized financial coaching, or financial products/services to improve credit, savings, and debt management. Funds cannot pay participant stipends or gift card incentives.
When is the deadline and when will funding be available?
The deadline is April 27, 2026. Grants cover two fiscal years (2026-27 and 2027-28) with separate disbursements. Year two funding requires a satisfactory annual report.
What reporting is required?
Quarterly reports and annual reports documenting fund allocation, data elements, program impact, and outcomes. Failure to submit satisfactory reports makes you ineligible for DFPI grants until submitted.
How much can I request for administrative costs?
Maximum 15 percent of your grant award can cover indirect/administrative costs. Exceeding this limit makes you ineligible for future DFPI grants until corrected.
💡 Tips for applicants
- Focus your narrative on how your financial education directly serves unbanked and underbanked populations in California. Show specific outcomes expected.
- Plan your budget carefully to stay within the 15 percent administrative cost cap. Include detailed subcontract terms if you plan to partner with other providers.
- Align your program design with the five CFPB principles of effective financial education. Reference the June 2017 CFPB report in your application materials.
- Build quarterly and annual reporting into your project plan from the start. Track all required data elements throughout implementation, not just at the end.
- Avoid any participant incentives like gift cards, stipends, or savings account matching. These are explicitly prohibited and will disqualify your application.
⚠️ Common mistakes
Proposing to distribute grant funds to other nonprofits as sub-grants or fiscal sponsorship (not allowed). Including participant incentives like stipends, gift cards, or savings matches (explicitly prohibited). Budgeting more than 15 percent for administrative/indirect costs without clear justification.
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