Veterans Housing Direct Loans for Certain Disabled Veterans

CFDA 64.118 Active Direct Loan
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Program Funding

Annual program obligations reported to SAM.gov.

Latest annual funding (estimated)
$164M FY2026
$414.4M
FY24
$10.09B
FY25
$164M
FY26*
* estimated

Program Objective

To provide veterans who are eligible for a Specially Adapted Housing grant with a loan directly from VA in instances where a loan is necessary to supplement the grant, and home loans from private lenders are not available in the area where the property involved is located.

Eligibility

Eligible Applicants

  • Veteran (including dependents)
  • Active-Duty Service Person (including dependents)
  • Reservist (including dependents)

Veterans who served on active duty on or after September 16, 1940, and are eligible for a Specially Adapted Housing grant.

Beneficiaries

  • Veteran (including dependents)
  • Active-Duty Service Person (including dependents)
  • Reservist (including dependents)

Permanently and totally disabled veterans rated eligible for Specially Adapted Housing (SAH) benefits. Additional information is available on the SAH factsheet https://www.va.gov/housing-assistance/disability-housing-grants/.

How to Apply

Award Procedure

The VA Regional Loan Center coordinates loan disbursement with payout of the related Specially Adapted Housing grant. Loan closing is conducted through a loan closing agent assigned by the VA Regional Loan Center.

From 20 to 60 days.

Program details & compliance

Description

To provide veterans who are eligible for a Specially Adapted Housing grant with a loan directly from VA in instances where a loan is necessary to supplement the grant, and home loans from private lenders are not available in the area where the property involved is located.

Mission Categories

Primary: Veterans Services

Other categories:
Homebuying, HomeownershipHome ImprovementDisabled Veterans Services

Use of Funds

Allowed Uses

VA may make loans up to $33,000 to eligible applicants if (a) the veteran is eligible for a VA Specially Adapted Housing grant, and (b) a loan is necessary to supplement the grant, and (c) home loans from a private lender are not available in the area where the property involved is located.

Reporting & Compliance

Records Retention
25 years

Contacts

VA, Loan Guaranty Service
(202) 632-8862
810 Vermont Avenue, NW, Washington, DC 20420
Data from SAM.gov Federal Assistance Listings. Source published: 2026-01-30. Spec v2.0. Last synced: 2026-05-29 05:39:07.