Emergency Capital Investment Program

ECIP
CFDA 21.030 Active Direct Payment (Unrestricted)
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Funded Projects

Examples of what this program has supported.

FY2025 Data from the first 18 months of the implementation of the program demonstrate that community financial institutions participating in ECIP were well-positioned to deliver loans and other resources, at scale, to financially underserved communities that were particularly impacted by the pandemic. In approximately 18 months, ECIP participants originated a total of $58.3 billion in loans, of which more than one third was to the most underserved borrowers. Approximately three quarters, or $43.0 billion, of these originations was qualified lending to targeted communities. More than one third of these total originations, or $20.6 billion, was deep impact lending to the most underserved borrowers. For more information, please see https://home.treasury.gov/system/files/136/ECIP-2023-Report-Final-07.12.24.pdf.

Program Objective

Under the ECIP, Treasury invested $8,570,109,000 in capital directly in 175 credit unions, insured depository institutions, and bank or savings and loan holding companies that are certified Community Development Financial Institutions (CDFIs) or minority depository institutions (MDIs) to, among other things, provide loans, grants, and forbearance for small businesses, and consumers, especially in low-income and underserved communities such as rural and persistent poverty counties that may have been disproportionately impacted by the economic effects of the COVID-19 pandemic. The ECIP is not a grant program. The ECIP is a direct investment program comprising the purchase of preferred stock or subordinated debt instruments from eligible financial institutions. No new awards are being made but existing awards are still active.

Eligibility

Eligible Applicants

  • Other

Profit organization, Private nonprofit institution/organization (includes institutions of higher education and hospitals), Other private institutions/organizations

Beneficiaries

  • Unrestricted by Individual Type

How to Apply

Award Procedure

New Investments under the Emergency Capital Investment Program are authorized.

Program details & compliance

Description

Under the ECIP, Treasury invested $8,570,109,000 in capital directly in 175 credit unions, insured depository institutions, and bank or savings and loan holding companies that are certified Community Development Financial Institutions (CDFIs) or minority depository institutions (MDIs) to, among other things, provide loans, grants, and forbearance for small businesses, and consumers, especially in low-income and underserved communities such as rural and persistent poverty counties that may have been disproportionately impacted by the economic effects of the COVID-19 pandemic. The ECIP is not a grant program. The ECIP is a direct investment program comprising the purchase of preferred stock or subordinated debt instruments from eligible financial institutions. No new awards are being made but existing awards are still active.

Mission Categories

Primary: Economic Development

Required Documentation

Not applicable. No new awards will be made in FY 2025.

Reporting & Compliance

Records Retention
5 years

Contacts

United States Department of the Treasury Attn: Emergency Capital Investment Program
(202) 622-2000
U.S. Department of Treasury/Departmental Offices, Washington, DC 20220
Data from SAM.gov Federal Assistance Listings. Source published: 2026-01-19. Spec v2.0. Last synced: 2026-05-29 05:43:11.