Rural Energy Savings Program (RESP)

RESP
CFDA 10.751 Active Direct Loan
No open Grants.gov opportunities under this program right now. Browse all Department of Agriculture programs →

Program Funding

Annual program obligations reported to SAM.gov.

Latest annual funding (estimated)
$11M FY2026
$107M
FY24
$10M
FY25
$11M
FY26*
* estimated

Funded Projects

Examples of what this program has supported.

FY2025 Funded 1 loan totaling $10,000,000.00

Program Objective

The Rural Energy Savings Program (RESP) provides loans to entities who provide energy efficiency
services in rural areas that agree to make affordable loans to help Qualified consumers implement cost- effective, energy efficiency measures. This program, authorized by Congress in the 2014 Farm Bill, helps to build a cleaner and more sustainable domestic energy sector for future generations. RESP will help lower energy bills for rural families and businesses and will reduce barriers to
investment in energy efficiency projects or activities.

Eligibility

Eligible Applicants

  • Nonprofit Organization

Eligible entities offering energy efficient loans to customers within any part of their service territory as defined in 7 CFR 1719.

Beneficiaries

  • Consumer

Borrowers loan to qualified consumers for purposes of implementing energy efficient improvements.

How to Apply

Award Procedure

The RUS Administrator, has the discretion to make the final decision on approvals of the loans upon a finding that the applicant has met the criteria as outlined in the RESP Notice of Funds.

Decision Timeline

  • Approval: From 30 to 60 days
Program details & compliance

Description

The Rural Energy Savings Program (RESP) is a relending program that helps rural families and small businesses achieve cost savings by providing loans to qualified consumers to implement durable cost-effective energy efficiency measures.
Eligible applicants under the RESP include current and former Rural Utilities Service (RUS) electric borrowers, subsidiaries of current or former RUS electric borrowers, and entities that provide eligible purposes under RESP.

Mission Categories

Primary: Rural Community Development

Use of Funds

Allowed Uses

The Rural Energy Savings Program provides loans to qualified consumers to implement durable cost-effective energy efficiency measures. Borrowers must meet eligibility requirements, loan term must not exceed 10 years, loans made by an eligible entity to a qualified consumer may bear interest not to exceed 5%.

Restrictions

Loans will be made to eligible entities that agree to use the loan funds to make loans to qualified consumers for the purpose of implementing energy efficiency measures. Loan terms to eligible RUS borrowers may not exceed 10 years and are made at a zero percent (%) interest rate. Loans made by RUS Borrowers to end users may not exceed 5 percent (%) interest rate for no more than 10 years.

Required Documentation

The following documents are required in order to submit a completed application: Letter of intent, energy efficiency program implementation work plan, environmental compliance agreement, a pro forma balance sheet, itemized budget for RESP activities and other applicable documents as specified within the RESP Notice of Funds Availability (NOFA).

Reporting & Compliance

Records Retention
3 years

Applicable 2 CFR 200 Subparts

  • Subpart B — General Provisions
  • Subpart C — Pre-Federal Award Requirements
  • Subpart D — Post-Federal Award Requirements
  • Subpart F — Audit Requirements

Formula

"This program has no statutory formula."

Contacts

Christopher McLean — Assistant Administrator, Electric Programs
202-720-9545
1400 Independence Ave., Stop 1560 , Washington, DC 20250
Data from SAM.gov Federal Assistance Listings. Source published: 2026-02-04. Spec v2.0. Last synced: 2026-05-29 05:34:41.